Card payments are now a common part of doing business. Customers want to pay conveniently and quickly, while business owners want everything to be in order. One topic we often discuss is rounding when paying by card. But what does it actually mean?
What is rounding when paying by card?
Rounding is the process of adjusting the total amount payable to the nearest whole crown. For example, if the price is CZK 99.50, it may be rounded up to CZK 100. You’re familiar with this for cash payments — because coins smaller than CZK 1 no longer exist in the Czech Republic. But what about card payments?
Rounding in card payments: How does it work?
In reality, when paying by card, the amount is usually not rounded. Payment terminals and banking systems typically allow payments to be processed down to the exact haléř (cent).
In the Czech Republic, there are clear rules for payment transactions. By law, it is not permitted to round amounts for cashless payments — that is, payments made by card or mobile. This means the amount charged to the customer must exactly match the amount on the receipt, including haléře.
Why is this the case?
- Card payments operate in real-time: Payment terminals and banking systems are designed to process amounts with haléř precision. Rounding could create discrepancies in accounts and complications during payment reconciliation.
- Legal requirements: The Payment Services Act and the Consumer Protection Act require transparency and accuracy in payments. Any rounding or simplification could be considered misleading or unfair to the customer.
- Cash payments are different: For cash transactions, rounding is allowed because there are no coins smaller than CZK 1 in the Czech Republic. In these cases, merchants may round the final amount to the nearest crown.
What does this mean for you?
If you accept card payments, your POS (point-of-sale) system and payment terminal must handle amounts precisely, including haléře. Rounding could lead to problems with your bank or customer disputes.
How does the Gokasa POS system help ensure payment accuracy?
The good news is that there are modern POS systems designed to minimize errors and complications with card payments. One of them is Gokasa. This system can transfer the exact amount from the POS software directly to the payment terminal.
How does it work?
Instead of your staff manually entering the amount into the terminal (a common source of errors), Gokasa automatically sends the exact amount — down to the last haléř — directly to the terminal. This ensures:
- No amount entry errors – no risk of accidentally entering the wrong amount.
- Faster service – smoother transactions, less waiting for customers.
- Accurate payment records – your accounting reflects reality, with no discrepancies.
- Fewer disputes and bank issues – because the payment always matches the issued receipt.
Benefits of exact amount transfer from POS to terminal
- Saves time for both staff and customers
- Higher customer satisfaction thanks to faster and more accurate payments
- Easier revenue and accounting control
If you’re looking for a solution to reduce errors and keep your finances in order, Gokasa is an excellent choice.
Why register for a payment terminal with us for free?
If you don’t yet have a payment terminal, now is the perfect time to register. We offer free terminal registration GOKARTE.CZ along with reliable support. Plus, with the Gokasa POS system, everything will work exactly as it should — without unnecessary hassle.
What you’ll get:
- Free payment terminal registration
- Assistance with setting up the exact amount transfer between POS and terminal
- Modern devices compatible with Czech banks
- Support in case of problems – if there’s an issue with your terminal or payments, we’ll help you contact the bank and resolve it quickly
What to watch out for:
- Use a POS system that integrates directly with the payment terminal (e.g. Gokasa).
- Do NOT round amounts for card payments!
- Regularly check that amounts on your POS match actual transactions.
- If in doubt, contact experts or us — we’re happy to help.
Conclusion: Accurate payments = peace of mind
Rounding card payments is not permitted in the Czech Republic. However, if you have a properly configured POS system like Gokasa, which transfers exact amounts to the terminal, you don’t have to worry about errors or discrepancies.
And if you don’t yet have a payment terminal, take advantage of our free terminal registration and get a modern solution that will make life easier for you and improve your customers’ experience.